CHECKING ACCOUNTS

Classic Checking
This account is free! No monthly service fees, no minimum balance charges, and a free box of checks every twelve months*!

You also receive:

• A BCSCU Debit Card with Unlimited free BCSCU and withdrawals
• CO-OP Network ATM
• Five free non CO-OP ATM withdrawals per month
• Free APELTeller internet home banking
• Free BCS APELPay Online Bill Payment

Investment Checking
If you keep a high balance in checking, but would like to earn interest, this account is for you! With a minimum balance of $2,500.00, members receive interest at the regular share rate, (see Savings Rates) paid quarterly. The account also comes with a free box of checks every twelve months*. With the additional features listed below, this account is a great investment!

• A BCSCU Debit Card with Unlimited free BCSCU and withdrawals
• CO-OP Network ATM
• Five free non CO-OP ATM withdrawals per month
• Free APELTeller internet home banking
• Free BCS APELPay Online Bill Payment

A $5.00 monthly fee will be charged on any investment checking account that falls below the minimum balance of $2,500.00 during the month.

*Members will receive one box of basic style checks free every twelve months, or credit for the price of the basic check style if ordering custom checks. No credit will be given for checks ordered through third party vendors.

All checking accounts may incur overdraft fees, stop payment fees, or NSF fees.

Applications for all accounts are subject to review of past credit history prior to approval.