Join Our Credit Union

Membership begins with just a $25 savings deposit, giving you access to lower loan rates, higher savings, and personal service for life.

A man with glasses and curly hair holding a smiling young child with curly hair and a striped shirt close to his face, appearing to kiss or nuzzle him.

Benton County Schools Credit Union is open to anyone who works for a school district, city, county, or public organization in Benton or Linn County — plus retirees, volunteers, and family members.

Joining is easy and takes just a few minutes. Once you’re a member, you’ll enjoy:

  • Lower loan rates and fewer fees

  • Local decisions and personal service

  • Accounts that fit real-life needs

  • When you bank local, your money stays local — helping your neighbors, schools, and community thrive.

WHO CAN JOIN

If you work or live in our community, you belong here.

Membership is open to:

  • Residents and Employees of schools, cities, counties, or public organizations in Benton or Linn County

  • Retirees, volunteers, and family members of eligible individuals

Membership has benefits

1. Better Rates & Fewer Fees

As a not-for-profit credit union, we return earnings to our members through lower loan rates, higher savings returns, and minimal fees.
That means your money works harder for you — and stays local.

2. Local Decisions, Personal Service

Every decision is made right here in Benton County by people who know your community.
When you call or visit, you’ll talk to a real person who’s ready to help — no long holds or call centers.

3. Easy Access, Modern Tools

We make managing your money simple with:

  • Free Online & Mobile Banking

  • eStatements & Bill Pay

  • Debit Cards with CO-OP ATM Access (thousands of surcharge-free ATMs nationwide)

4. Real Rewards for Real Life

Earn points and perks through our BCS POINTS PLUS program.
Use them for travel, gift cards, and more — because you deserve a little extra for supporting your local credit union.

5. Your Money Stays Local

Every dollar you deposit helps other members in your community — teachers, city employees, and families — get the loans they need.
When you bank with us, you invest in your neighbors.