Low-Rate Auto Loans
Flexible terms and fast approvals to get you on the road sooner.
Buying a car should feel exciting, not stressful. An auto loan from Benton County Schools Credit Union helps you get a great deal, understand your budget, and drive away with confidence — whether you’re buying new, used, or refinancing.
Why Choose a BCSCU Auto Loan
Great Rates That Save You Money
As a local, not-for-profit credit union, we offer competitive auto loan rates designed to keep more money in your pocket over the life of your loan.
Get Pre-Approved Before You Shop
We can help you understand your budget before you visit the dealership. Members have access to free new and used car pricing guides so you can shop smart and avoid overpaying.
Local Decisions, Personal Service
Loan decisions are made locally by people who know our community. That means faster answers and guidance you can trust.
New, Used, and Refinance Options
Our auto loans are flexible and can be used for:
New vehicle purchases
Used vehicle purchases
Refinancing an existing auto loan
If you’re refinancing, we may be able to lower your rate or monthly payment and help you save over time.
Ask About Our Meet or Beat Policy
Already have an offer from another lender? Ask us about our Meet or Beat Policy.
If we can’t beat the rate, we’ll match it whenever possible — because you deserve the best deal.
How to Get Started
Getting started is easy:
Apply online, by phone, or in person
Get pre-approved before you shop
Drive away knowing you got a smart deal
We’re here to support you every step of the way.
We’re Here to Help
Have questions or want help reviewing an offer? Our lending team is ready to help.
Phone: (541) 754-7765
Toll-Free: (800) 807-7893
Email: loans@bcscu.org