Credit Cards

The right card for the way you spend.

Man smiling and looking at his phone while sitting at a desk with a laptop, notepad, and pen, in a coffee shop or workspace.
Man smiling and looking at his phone while sitting at a desk with a laptop, notepad, and pen, in a coffee shop or workspace.

The Benton County Schools Credit Union Classic Visa® gives you the flexibility you need, with a low, fixed rate and no annual fee — all backed by local support you can trust.

Use it anywhere Visa is accepted — millions of locations worldwide.

Why Choose Our Visa Credit Card

Low, Fixed Rate — Always.

Enjoy a low rate on purchases, balance transfers, and cash advances. No teaser rates. No surprises. Just a fair rate you can count on.

No Annual Fee.

Keep your money where it belongs — with you. There are no annual or hidden fees, ever.

Earn Rewards on Every Purchase.

With our BCS POINTS PLUS program, you earn points every time you use your card.
Redeem them for:

  • Travel rewards

  • Gift cards

  • Merchandise

  • And more

Login to online banking to view/manage your BCS points.

Built-In Fraud Protection.

We use industry-leading fraud detection technology to monitor your account around the clock and protect against unauthorized use.

Key Features

Annual Fee. None

Rewards Program BCS POINTS PLUS (earn 1 point per $1 spent)

Fraud Protection. Real-time monitoring & alerts

Accepted. Worldwide, anywhere Visa is accepted

Apply Today

Getting started is simple. Apply online, by phone, or in person — and experience the convenience of a card backed by your local credit union.

Call: (541) 754-7765
Toll-Free: (800) 807-7893
Email: loans@bcscu.org

Apply for a Credit Card

Need a Copy of Your Card Agreement?

To request a copy of the BCSCU Visa Credit Card Agreement, please call or email us — we’re happy to help.