Consolidation Loans

Multiple payments can add up fast each month — a card here, a loan there, each with its own due date and its own rate creeping upward. It's easy to lose track, and easier still to fall behind. Roll your credit cards and loans into a single BCSCU loan with one fixed payment — and a rate that's easier to live with.

• Gain peace of mind with one easy payment

• Free up room in your budget

• Apply in minutes

Why Choose a BCSCU Consolidation Loan

Clarity, Not Fine Print

Know exactly what you owe and when it's paid off with one fixed rate, one fixed payment, and no surprises down the line.

Built to Save You Interest

We're member-owned, not shareholder-owned, so our rates are built to beat what you're paying on your cards today, not to maximize profit.

Real People, Real Fast

Your loan officer lives in this community too. Decisions happen right here, so you're not waiting on someone three states away.

Get Started

Simplifying your monthly payment is easy and only takes a few minutes.

1. Apply now, by phone, or in person

2. Get a quick, local decision

3. Receive funds fast once approved

We’re Here to Help

Not sure how much to borrow or what payment fits your budget? Our team is here to help you choose the right option.

Call: (541) 754-7765
Toll-Free: (800) 807-7893
Email: loans@bcscu.org